3) Give employees benefit options:
Through a Voluntary plan, employees can receive a number of highly desired benefits (almost any type of insurance product).
Since the needs of all employees are not the same, the employer can provide a “menu” of insurance and benefit coverages from which to choose. This gives the employee true control over their family’s coverage needs.

A voluntary plan also allows employees to take advantage of unique benefits not offered by all employers or insurance carriers (such as Travel/vacation benefits, computer purchase benefits, discount programs, etc). By offering an array of unique benefits, an employer will have a distinct advantage in acquiring and retaining employees.

Voluntary Plans can also improve the employer’s existing benefit program by expanding the various benefits available to the employees at no additional cost to the business.

4) Increase employee morale:
Voluntary plans show a concern for the employees’ welfare, enhance the employer’s image, create long-term good will and increase morale.

Payroll deducted insurance can reduce turnover and improve productivity by creating a feeling of financial security for the employee. Companies with strong employee benefit packages have lower employee turnover and find it easier to attract prospects looking for employment.

Voluntary insurance and employee benefits can help attract better applicants by having a greater variety of benefits to choose from, increasing the chances of having the coverages of interest and needed by the applicant.

Offering a voluntary program can help re-direct a philosophy that the employer must pay for all employee benefits.

5) Avoid red tape:
Non-qualified payroll deducted insurance programs require NO government mandated paperwork, thereby cutting back on you administrative costs and expenses.

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